🛠️ Tools & Templates

Tools & Templates

Free calculators, AI-powered tools and ready-made spreadsheet templates, built for Gulf professionals who take their finances seriously.

✦ Online tools

Calculators & AI tools

Use them right in your browser, on your phone or computer. The free tools need no sign-up; premium tools are a one-time payment. AI tools include up to 30 generations a month.

🧭
Free
Free · Calculator

Debt Payoff Planner

Add every loan and card, set what you can pay each month, and see your debt-free date. Compares Snowball, Avalanche and Balanced strategies, with Islamic financing support.

Multiple debtsMonth-by-monthIslamic modePDF & CSV
🌙
Free
Free · Calculator

Zakat Calculator

Values your gold and silver by weight and purity, checks the nisab, and applies Hanafi, Maliki, Shafi’i or Hanbali rules on jewellery and debts.

4 schoolsNisab checkGold & silverPrintable
🧮
Free
Free · Planner

Gulf Salary Budget Planner

Enter your salary, loans and expenses to see exactly where your money goes, with a personalised action plan.

SalaryExpensesAction plan
📄
Premium · AI Tool

Resume & Cover Letter Tailorer

ATS-friendly resumes and tailored cover letters for Gulf job markets, written by AI from your own details. Copy, download or print as PDF.

AIATS-friendlyCover lettersPrint / PDF
🏦
Premium · AI Tool

Bank Document Explainer

Paste a bank statement, loan or financing agreement and get a plain-language explanation of the key terms, fees and what to watch for, in English or Arabic.

AIEnglish & ArabicLoans & statements
💼
Premium · Calculator

Oman Gratuity Calculator

Your end-of-service gratuity under Royal Decree 53/2023, calculated from your actual dates using the Ministry of Labour method, with the full working and a printable report.

RD 53/2023Date-basedFull breakdown
✦ Spreadsheet templates

Templates & guides

Ready-made templates for Microsoft Excel 2016+ and Google Sheets. No subscriptions; instant download via Google Drive.

Complete Finance Bundle — All 5 Products

Income tracker + Paycheck budget + Annual budget + Habit tracker + Gulf Debt Guide. Instant download via Google Drive.

$44.95 $34.99
Get Bundle →
Income & Expense Tracker
Expense Tracking

Income & Expense Tracker

Excel 2016+
Google Sheets

Year-on-year income vs. expense dashboard with monthly breakdowns, savings rate, and top 20 income & expense sources. Automated tracking with real-time visual progress.

Annual Monthly Custom Insights Auto Charts
Paycheck Budget
Budgeting

Paycheck Budget Planner

Excel 2016+
Google Sheets

Biweekly & weekly budgeting system with smart bill calendar, cash flow summary, and auto monthly overview. Works with any currency — ideal for Gulf salary cycles.

Biweekly Weekly Bill Calendar Any Currency
Annual Budget
Annual Planning

Annual Budget Planner

Excel 2016+
Google Sheets

All-in-one automated 12-month tracker with annual dashboard, bank account tracking, income & expense breakdowns, and debt payment summaries. Clutter-free design.

12 Months Bank Tracking Auto Dashboard Clutter-Free
Habit Tracker
Productivity

Habit Tracker

Excel 2016+
Google Sheets

Daily, weekly, and monthly habit tracking system with automatic visual progress and a bonus goal tracker. Simple, consistent, and built for professionals who value discipline.

Daily Weekly Goal Tracker Visual Progress
The Gulf Debt Survival Guide
Digital Guide

The Gulf Debt Survival Guide

PDF Guide
Instant Access

7 chapters written specifically for Gulf professionals — why Gulf debt is different, the real cost of your loan, Avalanche vs Snowball, a 90-day plan, bank scripts, and halal debt strategy.

7 Chapters 90-Day Plan Halal Strategy Bank Scripts
✦ Crypode Labs

Experiments & family apps

Side projects from the Crypode workshop: free AI apps for the family, built alongside our main tools.

📚
Free
Free · Kids & Family

LittleTales

Type any story idea and AI writes a children's story in English and Arabic, with read-aloud, word highlighting and tap-to-hear key words.

AI storiesEnglish & ArabicRead aloud
🌍
Free
Free · Travel

TrueTrip

Search any country and get an AI travel guide: hidden gems, daily cost breakdown, local food spots, tourist traps to avoid and a personalised itinerary.

AI guideDaily costsItinerary
Home About Topics Books Crypto Halal Tools Templates Deals Blog Subscribe